Hard Money Blog and News



Posted November 27th, 2018

Spare Bedroom Features: How to Make Guests Welcome

Make the Most of Your Investment Property with a Hard Money Loan

Multi-purpose spaces and spare bedrooms are selling features that add value to any investment property. Get tips on how to make guests welcome in any space. Read more...

  Guest bedroom – Spare Bedroom Features, Make Guests Welcome


Posted November 21st, 2018

What is an Equity Loan?

Finance Your Real Estate Investment With an Oregon Private Money Loan

Understanding financing options and knowing when and how to leverage equity to further investment goals is important to any investor's success. Read more...

  Desktop with houses, charts, calculator, loan officer – What is an equity loan


Posted October 29th, 2018

Prepare and Protect Your Property for Winter Weather Now

Get a Private Money Loan for Oregon Real Estate Repairs

The best time to protect your investment property from inclemete weather is before it hits. Prepare your property now with our severe weather checklist. Read more...

  Work gloved hand cleaning leaves from gutter – Prepare your investment property for winter weather


Posted October 24th, 2018

How to Sell an Investment Property in the Fall

Get a Fast Cash Hard Money Loan to Improve Your Oregon Home Before Selling

Follow these few simple tips to make your investment property stand out and bolster your chances of a successful sale during the fall real estate market. Read more...

  Beautiful home exterior, fall leaves and decor – How to sell an investment property


Posted October 1st, 2018

Ashland, Oregon is a Charming Investment

Invest in Southern Oregon Real Estate with a Hard Money Loan

Ashland, Oregon is an ideal location for investors looking for short and long term rentals, second homes or retirement scenarios. Why invest in Ashland? Read more...

  Rogue Valley, Oregon winery, mountains – Ashland, Oregon a charming investment


Posted September 26th, 2018

Maintenance Tips for a Safe, Secure Rental Property

Get Fast Cash for Rental Repairs with an Oregon Private Money Loan

Responsible rental property owners invest in more than just cosmetic upkeep. They provide their tenants a safe, livable home environment that complies with state laws. Read more...

  Man repairing lock on door – Rental property safety maintenance tips


Posted August 24th, 2018

How to Landscape and Maintain Your Rental Property

Finance Rental Upkeep with an Oregon Hard Money Loan

Safeguard the longterm value of your real estate investment. Follow these landscaping and maintenance tips to keep your rental property looking good year-round. Read more...

  Yard with green shrubs, lawnmower – How to Landscape Rental Property


Posted August 21st, 2018

Top Ten First Time House Flipper Blunders

Get Fast Cash with an Oregon Hard Money Loan

House flipping is a popular real estate investment strategy in markets like Portland, Oregon. Avoid these common house flipper mistakes. Read more...

  Man with small dog doing house repairs – House Flipper Blunders


Posted August 3rd, 2018

How We Make Private Money Loans

Finance Your Real Estate Investment with an Oregon Hard Money Loan

Asset-based hard money loans are a great option for investors with less-than-perfect credit. How do private money lenders determine loans? Read more...

  Lender, client signing loan documents – How Private Money Lenders Make Loans


Posted July 23rd, 2018

Choose the Right Real Estate Agent to Sell Your Investment Property

Make Our Oregon Hard Money Lenders Part of Your Real Estate Team

An experienced real estate agent has the know-how to sell your rental, vacation or investment property fast and for top dollar. How do you find the right fit in an agent? Read more...

  Real estate agent on phone in office – Choose the Right Real Estate Agent, Sell Your Investment Property


Posted July 10th, 2018

How to Increase Your Vacation Rental Property Income

Use an Oregon Hard Money Loan for Fast Financing

Competition for vacation home renters in places like the Pacific Northwest is stiff. Owners need to keep up with expected amenities and market trends to remain competitive and see a ROI. Read more...

  Happy family in vacation home – Increase Your Vacation Rental Property Income


Posted June 27th, 2018

Invest in Oregon's Up and Coming Real Estate Markets

Our Private Money Lending Team Helps Make Financing Simple

Smaller cities throughout the state of Oregon are growing at a fast pace. Successful real estate investors recognize population and housing. Read more...

  Happy Valley, Oregon houses at sunset – Invest in Fast-Growing Oregon Real Estate


Posted May 26th, 2018

Ways to Prep Your Rental Property for a Super Summer

Improve Your Oregon Rental Investment with a Hard Money Loan

A well-maintained rental property will reap you a higher ROI by keeping tenants happy and your investment less prone to more costly repair expenditures later. Read more...

  Closeup of person trimming shrub – Prep Your Rental Property for Summer


Posted May 19th, 2018

How to Improve Your Real Estate ROI

Lock in Easy Financing with an Oregon Private Money Loan

Successful real estate investors have goals, a clear strategy and the ability to think long term. Here's a how to improve your real estate investment gains. Read more...

  Hand holding small house, dollar signs – How to improve your real estate ROI


Posted May 4th, 2018

Smart Reasons to Use a Hard Money Lender

A Oregon Hard Money Loan Can Be Your In to Real Estate

Breaking into real estate investing for the first time can be intimidating. Having the proper financial backing is critical. Learn why hard money lenders are a smart financing option. Read more...

  Two people shaking hands, money and calculator – How to find a private money lender


Posted April 20th, 2018

Where to Find Real Estate Deals in Portland, Oregon

Our Private Money Loan Team Knows the Portland Metro Housing Market

Portland, Oregon is one of the top cities to live in in the U.S. Here are five neighborhoods to consider when looking for rental or investment property deals in Portland's hot housing market. Read more...

  Closeup map of Portland, Oregon – Where to Find Real Estate Deals in Portland


Posted March 23rd, 2018

What to Know Before Purchasing Remote NW Property

Finance with an Oregon Hard Money Real Estate Loan

With proper research and an awareness of the challenges remote properties present, your NW rural purchase could prove to be a diamond in the rough. Follow these tips for success. Read more...

  House in a field with mountains – How to purchase remote NW property


Posted March 15th, 2018

The Many Benefits of a Move to Bend, Oregon

Invest in Oregon real estate with a Hard Money Loan

The city of Bend, OR is appealing for its beautiful scenery, outdoor life, and real estate investment opportunities. Silicon Valley's tech community has taken note and is making the commute. Read more...

  Mt Bachelor View near Bend OR – Benefits of Moving to Bend, Oregon


Posted March 5th, 2018

Tenant Screening Tips for Oregon Rental Investors

Hard Money Loan Offer Fast Cash for Rental Upkeep

How do you separate good prospective tenants from the bad? Follow these tips for a successful tenant-landlord experience to ensure the long-term health of your Oregon real estate investment. Read more...

  landlord handing keys to tenant – Tenant screening tips


Posted February 18th, 2018

How a Real Estate Purchase Loan Work

Get a Loan to Purchase Property with an Oregon Hard Money Lender

When traditional lenders don't come through, a hard money lender may be the ideal source for financing your investment property. How does a loan to purchase property work? Read more...

  Signing contract, shaking hands - how a real estate purchase loan works


Posted January 31st, 2018

Goal-Setting for Success in Real Estate Investing

Consider an Oregon hard money loan to kickstart your project

Setting well–thought–out goals is an important foundation to any real estate venture. Use these investment planning tools to ensure success in the industry. Read more...

  straight road, road signs, goal posts, home icon – Goal-setting for success in real estate investing


Posted January 14th, 2018

Oregon Winter Season Real Estate Outlook

Private Money Lenders Offer Easy Financing in Competitive Markets

Oregon is the number two move-to destination in the country, and the region's housing market shows no signs of leveling off. How can you maneuver the winter to spring real estate scene to best experience success? Read more...

  Portland, Oregon view of Mt. Hood with snow – Oregon Winter Real Estate Outlook


Posted December 29th, 2017

Great Reasons to Purchase Real Estate in the Off Season

An Oregon hard money loan can provide fast financing

If you're in real estate or considering getting into investing, you may think now is not the season to be considering a purchase. Read more...

  Person handing keys to buyer – Reasons to purchase real estate in off season


Posted December 15th, 2017

Portland's Peacock Lane Named to National Register

Invest in a historic property with the help of an Oregon hard money loan

Peacock Lane, the popular holiday destination in Portland, Oregon, is now on the National Register of Historic Places. Learn the pros and cons of buying an investment property in a historic district. Read more...

  House with Christmas lights – Invest in a historic property with a hard money loan


Posted November 16th, 2017

7 Steps to Successfully Purchasing Real Estate

Finance with an equity loan from our Oregon hard money lenders

If you plan to invest in real estate next year, it's not too soon to get things in order. Now is a good time to take steps to prepare for finding and purchasing the perfect Oregon rental or house flip. Read more...

  Desktop, making list – Steps to purchasing real estate


Posted November 11th, 2017

Taking the Mystery Out of Loan–to–Value Ratio

Oregon hard money lenders offer loan alternatives to investors

How are our loans figured? What, exactly, is the loan–to–value (LTV) ratio? We break down the percentage formula used by lenders. Read more...

  Hands with calculator and loan papers – What is the loan-to-value ratio


Posted November 1st, 2017

Invest in Off-Campus Housing for Your College Student

Finance with an equity loan from our Oregon hard money lenders

With housing averaging more than $9000 per year for college students across the country, some parents are opting to invest in off-campus housing as a way to keep down costs. Read more...

  College students sitting on porch – Invest in off-campus housing


Posted October 14th, 2017

Invest in Portland's Most Walkable Neighborhood

Our Oregon hard money lender team knows great real estate

It's no surprise that Portland lays claim to the Northwest's Most Walkable Neighborhood. Keep this list of features in mind when you're looking for the ideal walkable investment property. Read more...

  Little girl walking with umbrella – Invest in Portland walkable neighborhood


Posted September 28th, 2017

Rental Property Maintenance Checklist for Early Fall

Oregon hard money lenders make real estate repairs easy!

Get ready for winter with this easy home maintenance checklist. A little time and attention now will help prep your rental property inside and out for cooler months ahead. (Need a little financing help? Talk to us.) Read more...

  Man pressure washing house – Rental property maintenance list for fall


Posted September 21st, 2017

Fixer Upper Pre–Offer Checklist

Hard Money Lenders Provide Convenient Financing Options for Repairs

Review this helpful fixer upper checklist before making an offer on any Oregon investment property in need of renovation. Need fast funds for renovations? Consider a hard money loan. Read more...

  Old fixer upper house – Fixer Upper Pre-Offer Checklist


Posted September 3rd, 2017

Helpful House Flip Construction To–Do List

Talk to an Oregon hard money lender about an easy equity loan

Successful house flippers have a solid handle on construction management. This house flip construction check list will help you stay on track. Need fast cash for upgrades? Consider a hard money loan. Read more...

  Construction site plans – House flip construction to do list


Posted August 4th, 2017

How to Create the Perfect Staycation Setting

An Oregon hard money loan can make your dream oasis a reality

Whether it's for your own home or to add value to an investment property, you can create a space that invites relaxation and rejuvenation – the perfect staycation oasis! Read more...

  Beautiful yard – Invest in staycation property improvements


Posted August 2nd, 2017

How to Make the Most of Summer's Hot Real Estate Market

Have your financing at the ready with a Oregon hard money loan

Follow these top inside real estate agent tips to make the most of the year's hottest sales months and find your ideal investment property. Read more...

  House for sale – How to invest in summer real estate


Posted June 30th, 2017

House Flipping? How to Determine Your After Repair Value (ARV)

Keep Your Projected ARV On Target With a Hard Money Loan

The more knowledgeable you are about the time and costs required to improve an investment property, the better you'll be able to communicate with your lender to get appropriate financing for your house flip. Read more...

  House and calculator – Determine house flip ARV


Posted June 16th, 2017

What Makes a Good Rental Property

Invest in the Portland Rental Market with a Hard Money Loan

Rental properties continue to be a good investment in Portland, Oregon and surrounding areas. Successful investors know what makes a potential rental property a good investment, as well as those things that make a rental home attractive to prospective tenants ...(Read More)

  Classic Craftsman home, Portland, Oregon – What makes a good rental property


Posted May 27th, 2017

Smart Home & Apartment Maintenance Projects for Spring

Talk to a hard money lender about investment property upgrades

It's time to get out and get busy with home and apartment maintenance projects. This helpful list of spring to–do's will put the shine on your investment. Read more...

  Hands planting spring flowers – Property maintenance projects


Posted May 19th, 2017

What is a Collection Escrow Servicer?

How Loan Servicing Companies and Hard Money Lenders Work Together

Real estate investing can be risky. Learn what a collection escrow or loan servicing company does and how hard money lenders provide secure, convenient hard money loan experiences ...(Read More)

  Person working calculator – What is collection escrow, loan servicing


Posted April 30th, 2017

Annual Rental Property Maintenance Checklist

Hard money lenders help finance investment properties

Heavy rains and cold temperatures take their toll when it comes to keeping up investment property. Follow our to do's to make sure your Oregon rental property is properly maintained ...(Read More)

  Tools – Rental property maintenance checklist


Posted April 22nd, 2017

How to Survive Real Estate Investment Challenges

Hard money lenders help Oregon property investors over financing hurdles

What does it take to make it in the face of a real estate investment challenge, particularly in a tight market like Portland, Oregon? We have eight how to steps for real estate investors. Our experienced hard money lender team offers fast cash equity loan services to help Oregon investors see success ...(Read More)

  Hand holding compass – How to survive real estate investment challenges


Posted March 29th, 2017

Tips for Success in Buying a Vacation Rental Property

Finance your vacation rental investment with a hard money loan

Successful vacation rental property investors know just when, where, what and how best to buy. We offer tips to help you get the most of your Oregon vacation rental investment ...(Read More)

  Log cabin vacation rental interior – How to buy a vacation rental property


Posted March 19th, 2017

Oregon's Cool Coastal Towns Offer Great Investment Opps

Invest in an Oregon vacation rental with a hard money loan

If you’ve spent any time on Oregon's windswept coast, you know it's a special place. We give potential vacation rental investors a helpful list of the top ten coolest coastal communities based on home sale figures ...(Read More)

  Oregon coast view – Invest in Oregon’s cool coastal towns


Posted February 28th, 2017

How to Invest in Real Estate with Less Than Perfect Credit

Hard money lenders offer easy loan options

Investing in a hot market like Portland, Oregon may seem beyond the reach of anyone with poor credit. We talk about the available options ...(Read More)

  Hand writing What’s Your Score – How to invest in real estate with poor credit


Posted February 22nd, 2017

Portland Cohousing is a Popular Investment Alternative

Hard money lenders are a great financing fit for cohousing investors

Cohousing communities in Portland, Oregon are popular as real estate investments – and hard money loans provide fast, convenient alternative equity loan options for those looking to invest in the market ...(Read More)

  Multiunit housing with common area – Cohousing communities popular investment


Posted February 2nd, 2017

College Towns Smart Choice for Real Estate Investment

Invest with the help of hard money lender services

College towns like Portland, Eugene and Corvallis, Oregon offer real estate investment opportunities with a typically high demand for rental units ...(Read More)

  young woman in front of apartments – College towns are great for real estate investment


Posted Janurary 23rd, 2017

Oregon Remains One of Top Moving Destinations in U.S.

Hard money lenders make Oregon real estate investment easy

Oregon is ranked a top moving destination in the U.S. The state's population influx provides real estate investment opportunities ...(Read More)

  Welcome to Oregon sign – Oregon is a top moving destination in U.S.


Posted December 18th, 2016

Best Holiday Light Displays in the Northwest

Our hard money lender team shares favorite holiday light celebrations

We love the Northwest. We know that Oregon, Washington and Idaho boast top move–to destinations in the US for good reason.

We're celebrating the holiday season by sharing some of our corner of the country's best light displays and shows. Take the time to treat yourself in the days to come to one – or more – of these dazzing displays and enjoy the unique beauty of the Northwest aglow in mid-winter ...(Read More)

  holiday light display – northwest holiday light celebrations


Posted December 17th, 2016

One of the Best Places to Live in Oregon Is. . .

Yes, we provide hard money lender services in Beaverton, Oregon!

Portland may be getting a lot of attention as one of the countries top move to destinations – and for good reason.

But there's more to Oregon, according to Money Magazine's annual Best Places to Live in America ...(Read More)

  Beaverton Oregon park – Beaverton, OR real estate investment and hard money loans


Posted November 29th, 2016

5 Real Estate Investment Steps to Success

Hard money lenders are a helpful resource for real estate investors

You're a real estate investor, in the market to make money.

Sometimes things go wrong that are out of your control. Deals fall through, properties need unexpected repairs, tenants don't pay, financing goes south ...(Read More)

  real estate vocabulary words – real estate investment pitfalls


Posted November 15th, 2016

Middle-Income Housing Hard to Come by in Portland

Hard money lenders can provide helpful fast cash loans in tight markets

Oregon has received a lot of attention in recent years as one of the country's hottest move to destinations.

Along with the influx of population has come a squeeze on the region's real estate market, resulting in rapidly rising housing costs. Portland, in particular, has experienced skyrocketing housing prices and a tightening of availability, limiting affordable housing options ...(Read More)

  Duplex housing unit – Middle-income housing is limited in Portland


Posted October 26th, 2016

When & Why to Hire a Property Manager

Tips to protect your real estate investment properties

Real estate is a smart investment. Taking care of your investment to ensure a monthly cash flow is even smarter.

Whether you're new to multifamily or rental property investing or already have a well–established portfolio of properties, a good property manager can be the key to a successful experience as an investor and landlord ...(Read More)

  woman’s hand handing new apartment keys to male hand – why and when to hire a property manager


Posted October 16th, 2016

Look Beyond Hot Markets for Best Real Estate Deals

Oregon hard money lender can help make investment property yours

Oregon has received a lot of attention the last few years as one of the country's hottest move to destinations ...(Read More)

  Oregon map closeup – Look beyond “hot” housing markets for best deals


Posted October 5th, 2016

4 Top Reasons to Invest in Real Estate After Labor Day

Hard money lenders offer easy investment property loan assistance

Ask any realtor and you'll hear that there are distinctly seasonal ebbs and flows to the real estate market. Home sales are traditionally at their peak from early spring until fall – a time when the weather is mild, properties show at their best, and owners are often in transition between one school year and the next ...(Read More)

  house with yard and autumn leaves – invest in real estate after Labor Day


Posted September 26th, 2016

Portland metro-area to increase housing capacity with new development

How can hard money lenders play role in easing real estate crunch

It's been over fifteen years in the works, but the ground is finally moving in Hillsboro, Oregon as bulldozers begin to make way for a the largest planned residential development in Oregon history.

With Oregon a top move-to destination, Portland's population growing at a brisk rate, and housing prices soaring, the Reeds Crossing development is coming none too soon ...(Read More)

  Tractor breaking ground for new developemental housing


Posted August 30th, 2016

Invest in Your Future with Rental Property Income

Private money lenders offer bridge to rental real estate investments

Whether you're looking ahead to the golden years or already retired, rental properties can provide a steady source of income to support your retirement with some forethought and fortitude ...(Read More)

  retired couple with house key – investment property, rental real estate


Posted August 26th, 2016

Housing and Construction Boom Leads to Worker Shortage

Hard money lenders can offers fast construction financing in competitive housing markets

If you've undertaken a recent construction or renovation project and been stymied by a shortage of construction workers available to see your job through, you're not alone ...(Read More)

  Construction worker shortage? Hard money lenders can help!


Posted August 15th, 2016

The How To's of House Flipping

Hard money loans provide flexible real estate investment resource

House flipping has seen its share of ups and downs along with the housing market over the years.

According to Realty Trac's Year-End and Q4 2015 U.S. Home Flipping Report, the share of homes flipped in 2015 saw an increase of 75% from the previous year in 83 of 110 metropolitan areas nationwide ...(Read More)

  Piggy bank with home remodel planning tools – House flipping financing


Can Solar Panels Energize Your Real Estate Investment?

Hard money loans for energy-wise improvements can help increase property value

Given the state's rainy reputation, it's reasonable to pose the question "Do solar panels really work in Oregon?" The answer is yes ...(Read More)

  Solar panels on rooftop – Can Solar Up Your Property Value?


Equal Opportunity Housing Lender Oregon cities we loan in: Albany, Ashland, Baker City, Bandon, Beaverton, Bend, Brookings, Burns, Cave Junction, Clackamas, Coos Bay, Corvallis, Cottage Grove, Dallas, Enterprise, Eugene, Florence, Gearhart, Gold Beach, Grants Pass, Gresham, Hillsboro, Hood River, Klamath Falls, La Grande, Lincoln City, McMinnville, Madras, Medford, Milton-Freewater, Newberg, Newport, Ontario, Oregon City, Pendleton, Portland, Prineville, Redmond, Rockaway, Roseburg, Salem, Sandy, Springfield, St. Helens, Stayton, Sunriver, The Dalles, Tigard, Tillamook, Woodburn.